Pradhan Mantri Jan Dhan Yojana (PMJDY) provides universal access to banking facilities like financial literacy and access to credit, etc. It also channels all Government benefits directly to the beneficiaries’ accounts.

Department of Financial Services

PMJDY is a National Mission on Financial Inclusion encompassing an integrated approach to bring about comprehensive financial inclusion of all the households in the country. The plan envisages universal access to banking facilities at least one basic banking account in every household, financial literacy, access to credit, insurance and pension facility.